Maryland families have 75 days to secure 2027 health coverage
The open enrollment window opens November 1, 2026, and closes January 15, 2027, offering free bilingual assistance to navigate plan options.
By Nia Foster ·
Maryland residents have a 75 day window to select, change, or renew their private health insurance plans for the coming year. The open enrollment period begins on November 1, 2026, and ends on January 15, 2027. During this time, individuals can access Maryland Health Connection, the state's official health insurance marketplace, to evaluate their current coverage or switch to a different plan.
Many households face complex questions during this period. They must determine eligibility, understand deductibles, and verify if their current doctors remain in network. They also need to check for potential discounts. The state provides free, bilingual assistance to help consumers answer these questions without hiring a private broker.
Local navigators and trained professionals offer support in both English and Spanish. These experts guide individuals through the enrollment process via in person meetings, internet portals, or phone calls. They explain how coverage works, compare different plan options, and clarify registration requirements. They also advise consumers on how to apply for financial assistance if they meet the income thresholds.
Community enrollment events are scheduled throughout December across various neighborhoods in Maryland. These gatherings allow residents to ask specific questions and receive personalized help with their applications. Organizers recommend that participants bring basic information before attending. This includes a list of family members, approximate household income, and details of any current medical coverage.
Consumers can also use the online tool labeled Get an Estimate on the Maryland Health Connection website. This feature allows users to view coverage options and receive a preliminary estimate of costs and potential savings before formally applying. The tool is described as a secure and confidential way to prepare for conversations with navigators. Final eligibility and costs are determined only after the official enrollment process is completed.
The official website for Maryland Health Connection, www.MarylandHealthConnection.gov/es, lists the calendar for upcoming events and provides access to the estimation tool. It also connects users to free bilingual experts. The state encourages families to review their options early to ensure they have a suitable plan in place for the start of the new year.
